7 Advantages of Directors & Officers Liability Insurance [Infographic]

A Directors & Officers Liability Insurance Policy protects directors and officers of a company against lawsuits alleging a wrongful acts committed by them in their managerial capacity. A Wrongful Act can constitute Breach of Fiduciary Duty, Negligence, Error or Omission or Misleading Statement or Misstatement. It may also cover claims related to employment practices, such […]

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5 Benefits of a Directors and Officers Liability Insurance Policy

Benefits of Directors and Officers Liability Insurance Policy

A Directors and Officers Liability Insurance Policy protects the Board Members, Officers, and other executives of a company from claims of Wrongful Acts committed in their managerial capacity. A Wrongful Act in a D&O Policy can be a Breach of Duty, Neglect, Error or Omission, Misstatement, or Misleading Statement. The D&O Liability Insurance Policy provides cover […]

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Directors & Officers Liability Insurance Policy vs Errors & Omissions Liability Insurance (D&O Insurance vs E&O Insurance)

Directors & Officers Liability Insurance Policy versus Errors & Omissions Liability Insurance

One of the common difficulties faced by company executives is understanding the difference between Directors & Officers Liability Insurance Coverage and Errors & Omissions Insurance Coverage. A common misconception is that Directors and Officer Liability Insurance Policy and Errors & Omissions Insurance cover the same thing. However, this is not true, and both insurance policies have completely […]

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What is the Cost of Directors and Officers Liability Insurance Policy?

Cost of D&O Liability Insurance Policy

A D&O Liability Insurance Policy, also known as a Directors and Officers Liability Insurance Policy provides cover for legal expenses and compensatory damages for any wrongful act committed by the Directors and Officers of the Company in their managerial capacity.  What does the D&O Insurance Policy Cover? A D&O Insurance Policy covers wrongful acts committed by the […]

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What is the Claims Process under a Directors and Officers Liability Insurance Policy? [Infographic]

The directors and officers of a company play critical roles in its management and administration. Many directors lend their expertise to the company and make executive decisions that affect the company’s growth and profitability. Though the directors and officers might not be responsible for the day-to-day operations of the company, these directors and officers they […]

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What is Side A Coverage in a Directors and Officers Liability Insurance Policy?

Side A Cover in D&O Liability Insurance Policy

One of the most important insurances that an organization has to purchase is the Directors and Officers Liability Insurance Policy. Litigations against the Directors and Officers are on the rise from multiple stakeholders such as customers, shareholders, employees, competitors, vendors, suppliers etc. and the frequency and quantum of damages awarded against the directors and officers […]

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What are the Exclusions under a Directors and Officers Liability Insurance Policy?

exclusions under a D&O Liability Insurance Policy

One of the biggest reasons for claim rejections under an insurance policy in India is that the Insured is unaware of the exclusions under the policy. It can be a very bad situation for the Insured, since he is under the notion that he is covered under his insurance policy and later realising that the […]

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What is the Need for a D&O Liability Insurance Policy?

Need for a Directors and Officers Liability Insurance Policy

Litigation has increased tremendously in recent times. The cost of defending against such litigations has also shown a consistent upward trend. Employees today are completely aware of their rights and are not afraid to approach the courts to protect them. Similarly, shareholder activism is also on the rise and there are incidents of shareholders approaching […]

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