The above travel insurances can be bought by the following types of travellers:
- Individual Travel Insurance Policy: This policy provides cover (as opted) on an Individual Basis.
- Family Travel Insurance Policy: This Policy is designed for families taking trips together. This policy typically covers the Policyholder, Spouse, and Dependent Children.
A Family Travel Insurance Policy can be bought on individual basis for each family member or on a family floater basis in which the total sum insured opted for is shared amongst the family members. The former is a more expensive plan than the family floater.
- Senior Citizen Travel Insurance Policy: This Policy is specifically designed for elderly people. Anyone above the age of 60 must opt for a Senior Citizen Travel Insurance Policy since the coverage and premiums are tailor made for this type of plan.
- Student Travel Insurance Policy: This is a must and popular plan with students travelling abroad for studies especially to the USA. This policy can be bought to cover up to 3 years and renewed after that if the student is going to continue studies abroad.
A Student Travel Insurance Policy offers all the typical coverages of an International Travel Insurance and in addition also provides two-way compassionate visit for Insured and Family Member, Study Interruption, Sponsor Protection amongst others.
- Corporate Travel Insurance Policy: This Policy is tailor made for corporate travellers on their business stays. A Corporate Travel Insurance Policycan be purchased for a validity of up to 1 year. The corporate traveller has the option to undertake several journeys during that 1-year validity period.
- Group Travel Insurance:This is a comprehensive plan designed for people travelling together in groups. A Group Travel Insurance Policy can be purchased by Corporates for their various employees expected to travel throughout the year. This Policy can also be purchased for groups travelling together in tour groups, for pilgrimages or any other reason.